What is a Health Insurance PPO Plan? A health insurance PPO plan is a type of health insurance plan where you have access to both in – network doctors and out-of-network doctors. A PPO plan provides more flexibility to see whomever you want. You […]
What is an HMO Health Insurance plan?
HMO stands for Health Maintenance Organizations
With HMO plans, you will need to select a physician in your health insurance carriers network of doctors. This doctor is your primary care physician (PCP) and manages all of your care. […]
What is Co-insurance on Health insurance anyways… If you are wondering what co-insurance on your health insurance plans means, allow me to briefly explain.
This is will be quick… Coinsurance is just a fancy word for sharing. It’s the portion that you will start to […]
Health Insurance Copay vs Deductible is a topic I would like to briefly explain.
More times than not, these words are used interchangeably and they should actually be considered different. They are 2 levels, if you will, of out of pocket expenses that you pay on a plan.
If you have a PPO plan, then chances are you have a copay for […]
Have you ever wondered about that deductible you have on your health insurance policy? If so, you are not alone. This question is asked very often. It is confusing when you hear the word deductible and my hope is that this will help clear up some of the confusion.
Most people ask what is it and how does […]